Step 1.

Get pre-qualified.  Start with your current banker and shop around. Make sure you understand the mortgage loan options. To help understand the process better, consider taking a home buyers class.

Step 2.

Interview realtors.  Select a realtor that understands your needs, who communicates well and stays in touch.  There are several reasons for sticking with one realtor.  The current market is a sellers market.  Houses are selling as quick as they are listed. So you want a realtor who is committed to you and who you are committed to in return.  Working with ONE realtor also means less people know your personal profile and personal information, which can be a factor in negotiations.  Not all Realtors are alike!  And not all offices provide the same services. Get the facts, ask questions!

Step 3.

Keep your finances in order.  Don't make any new purchases and make sure your debt is current and you have no late payments.

Step 4.

Keep your realtor up to date on any changes that may effect your financing or the type of home you may qualify.

Step 5.

Ask Questions.  Don't leave any question unanswered.  This is a major life changing process - for some, a decision they will live with for 30+ years!  Ask your realtor, ask your lender - ask ask ask!  Feel comfortable with how things are proceeding in the buying and selling of your home.

Step 6.

Get inspections.  As a buyer, never hesitate to request inspections or have surveys to insure you will be comfortable with your purchase.  Home inspections are highly recommended.

Step 7.

 Closing.  How you get to closing is what distinguishes the difference between offices.  ERA has more support staff and three acting brokers.  This allows your ERA agent to spend more time with you while the details are being handled by the experienced staff.